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Franklin Mortgage Company, L.L.C., Washington, MO

Our Mortgage Options

At Franklin Mortgage Company, we help design a custom loan that works for you and your financial needs. We are proud of our competitive interest rates and our easy loan application process. Here are a few of the options and advantages we provide:

  • First-time home buyer programs
  • Second home programs
  • Low and no down payment financing
  • No prepayment penalties
  • Flexible and specialty programs

Types of Loans

To meet your goals, we offer a variety of loan programs: fixed interest rates, adjustable interest rates, interest-only loans, jumbo loans and bridge loans (to help when you have found your dream home, but haven’t sold your current home).
Scroll to the left to view the rest of the table.
 Loan Type Loan Description Down Payment Requirement Minimum Credit Score
VA Loan Government backed loans for active and veteran military members 0% 580
Conventional Loan Lowest fixed interest rate loan for eligible buyers 5% 620
USDA Loan Home loan for a home located in a qualified USDA rural area; income requirements 0% 620
We also offer several other loan options, including:
**Limited Time Offer**


Toward closing costs for your next home purchase or refinance.  Apply now!

*Closing cost credit available on owner occupied home purchases or refinances. Offer limited to properties in Franklin, St. Charles, St. Louis, Warren and Gasconade counties. This offer is available for loans with applications dated MArch 1, 2019 through june 30, 2019. The closing credit will be applied at the time of loan closing.  offer does not apply to home equity credit lines or the 10-yr fixed rate loan special. This is not valid with any other mortgage offers and is subject to change. Must apply by june 30, 2019.

Less Than Perfect Credit

At Franklin Mortgage Company, we understand that you are a person, not a number. Give us a call and find out how we can help! We’re ready to work with you!

Apply Now