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About Our Loans
RATES ARE COMPETITIVE, SERVICE IS INCREDIBLE.

Getting The Loan That Works For You.
At Franklin Mortgage Company, our interest rates are competitive and the loan process is easy. We look at your personal situation and custom-design a loan that works for you and your financial needs.

If you are looking to purchase your first home or your 2nd home, wanting to refinance your current mortgage or purchase that lot for a future home you are in the right place.

• Purchase New Home
  We enjoy making homeownership a reality. If you are wanting 100% financing or putting money down, we can assist in your quest to owning a home. Contact us and get pre-approved! That way you’ll know how much you can afford and what your monthly payments will be. Concentrate on the homes - not your financing.
  
• Purchase Land/Lots
  When you can’t find the perfect house, build it. Franklin Mortgage Company has made this easier by offering 100% financing of land and subdivision lots.
  
• Refinance
  Use the equity in your current house for your needs today and for your goals tomorrow. Franklin Mortgage Company makes refinancing quick and easy. If you are wanting to consolidate high-interest credit card debt, needing extra money for college tuition or wanting to make some home improvements, we can help!
  
• Types of Loans
  Depending on your situation and your goals, Franklin Mortgage Company offers a variety of loan programs: fixed interest rates, adjustable interest rates, interest only loans, jumbo loans for larger loan amounts and bridge loans for when you have found your dream home, but haven’t sold your current home. We offer financing up to 100% for residential real estate and land purchases and financing up to 95% for refinances and debt consolidation. And depending on the loan program, you can amortize your mortgage over 10, 15, 20, 30 and even 40 years!
  
• Hard-to-Prove Income
  Some of our customers are able to provide standard documents such as W-2s, 1040s, and other financial records. But for some of our customer’s who are self-employed, work from home, or simply don’t fit into the traditional model, Franklin Mortgage Company offers a full range of alternative document options and stated income programs to help every kind of borrower.
  
• Less than Perfect Credit
  The real world is filled with ups and downs that may have an impact on you financially which can affect your credit score. At Franklin Mortgage Company, you are not treated like a number; you are treated like an individual. Give us a call and find out how we can help!